want to CANCEL membership

Souljah · 04-08-2005, 11:35 PM

I have been attending a gym for approx 2 months and due to current circumstances would like to cancel it. However, when i signed the contract (which btw is a 1 year contract) i was told i could not cancel it unless i paid myself out for the remaining months that i would have left.

I have been told that I can cancel it by cancelling my bank account (reporting that ive lost my bank card) and then they cannot take any money out of my account.
What do you think will happen if I report my bank card lost?
The two months that I have been there have been paid off and also this month (august) has been paid off, of which I havent even gone to the gym.
I DO NOT want to pay the rest of the year off which will be more than 200.

redspy · 05-08-2005, 12:11 AM

I don't know the terms and conditions you agreed to, but even if you cancel your bank card you still have a legal obligation to fulfil your contract. When the payment bounces they'll either let it go or contact you for updated info and possibly get a collection agency involved.

Read the small print, there may be a way out. My guess is that you'll have to pay.

razg · 05-08-2005, 12:59 AM

I think from dealing with gyms here (most are pretty disorganised/incompetant), it's likely you'll get a couple of letters/answerphone messages if you just cancel payment.

IMO, it's pretty unlikely they'll get debt collection involved over a relatively small sum of money.

9519sam · 05-08-2005, 05:40 AM

just cancel the direct debit not the account and dont worry about the lost card story.

tell the gym that it's not up to scrach and you feel that its porly organised and dosnt meet the standard you expect/they promised

if you break the contract they will hound you with letters and threten court action but will prob not bother doing anything

Sam

Nick500 · 05-08-2005, 09:17 AM

my mate anil (thanutz) on this site left his gym early without paying, and yeah they sent debt collectors and what not.

however that was the david lloyd chigwell essex, and at 65+ a month they had a bit more insentive to do it

nick

05-08-2005, 12:18 PM

As Sam says, just cancell the D.D. I'd be very surprised if they followed through with any threats.

Quote:

Originally Posted by nick500

however that was the david lloyd chigwell essex, and at 65+ a month they had a bit more insentive to do it

:shock: Holy SxxT! I'd expect free gear and supps. for that amount!

Anonymous · 05-08-2005, 12:27 PM

just dissapear mate, cancel the direct debit. they wont even bother trying to get ya.

i,ve had a company keep writing to me saying they were goin to take me to court, i just return the letters saying not at address.

they give up in the end.

Shaka · 05-08-2005, 01:15 PM

Quote:

Originally Posted by Souljah

I have been attending a gym for approx 2 months and due to current circumstances would like to cancel it. However, when i signed the contract (which btw is a 1 year contract) i was told i could not cancel it unless i paid myself out for the remaining months that i would have left.

I have been told that I can cancel it by cancelling my bank account (reporting that ive lost my bank card) and then they cannot take any money out of my account.
What do you think will happen if I report my bank card lost?
The two months that I have been there have been paid off and also this month (august) has been paid off, of which I havent even gone to the gym.
I DO NOT want to pay the rest of the year off which will be more than 200.

Watch out the can take money out of your account if you put you card details and signed.They did it to me and i had to pay the bank back

9519sam · 05-08-2005, 05:20 PM

Quote:

i,ve had a company keep writing to me saying they were goin to take me to court, i just return the letters saying not at address.

be carfull doing this as if royal mail are doing there job when a number of "not at this address" letters go back through the system they automaticly block all mail with that name on to that address and return it to sender

Sam

Anonymous · 05-08-2005, 05:28 PM

na it was only like 1 every month, but i can see what your saying.

cheers

04-08-2005, 11:35 PM	#1 (permalink)
Souljah Under Construction Join Date: Jul 2005 Posts: 9 Rep Power:	want to CANCEL membership I have been attending a gym for approx 2 months and due to current circumstances would like to cancel it. However, when i signed the contract (which btw is a 1 year contract) i was told i could not cancel it unless i paid myself out for the remaining months that i would have left. I have been told that I can cancel it by cancelling my bank account (reporting that ive lost my bank card) and then they cannot take any money out of my account. What do you think will happen if I report my bank card lost? The two months that I have been there have been paid off and also this month (august) has been paid off, of which I havent even gone to the gym. I DO NOT want to pay the rest of the year off which will be more than 200.

05-08-2005, 12:11 AM	#2 (permalink)
redspy Making Progress Join Date: Mar 2005 Location: Way Out West Posts: 578 Rep Power:	I don't know the terms and conditions you agreed to, but even if you cancel your bank card you still have a legal obligation to fulfil your contract. When the payment bounces they'll either let it go or contact you for updated info and possibly get a collection agency involved. Read the small print, there may be a way out. My guess is that you'll have to pay. ______________________ IronArena.com

05-08-2005, 05:40 AM	#4 (permalink)
9519sam Making Progress Join Date: Feb 2005 Location: Just outside Joe16's house! Posts: 573 Rep Power:	just cancel the direct debit not the account and dont worry about the lost card story. tell the gym that it's not up to scrach and you feel that its porly organised and dosnt meet the standard you expect/they promised if you break the contract they will hound you with letters and threten court action but will prob not bother doing anything Sam ______________________ That'll be another penny thanks!

05-08-2005, 09:17 AM	#5 (permalink)
Nick500 Join Date: Aug 2004 Location: Bristol Posts: 3,230 Rep Power:	my mate anil (thanutz) on this site left his gym early without paying, and yeah they sent debt collectors and what not. however that was the david lloyd chigwell essex, and at 65+ a month they had a bit more insentive to do it nick ______________________ - Obsession is what lazy people call dedication -

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05-08-2005, 12:59 AM	#3 (permalink)
razg Legend Join Date: Nov 2004 Location: Birmingham/Bristol Posts: 886 Rep Power:	I think from dealing with gyms here (most are pretty disorganised/incompetant), it's likely you'll get a couple of letters/answerphone messages if you just cancel payment. IMO, it's pretty unlikely they'll get debt collection involved over a relatively small sum of money.

05-08-2005, 12:27 PM	#7 (permalink)
Anonymous Join Date: Dec 2003 Posts: 0 Rep Power:	just dissapear mate, cancel the direct debit. they wont even bother trying to get ya. i,ve had a company keep writing to me saying they were goin to take me to court, i just return the letters saying not at address. they give up in the end.

05-08-2005, 05:28 PM	#10 (permalink)
Anonymous Join Date: Dec 2003 Posts: 0 Rep Power:	na it was only like 1 every month, but i can see what your saying. cheers